Waninem

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I can't even really say I'm surprised fire insurance companies just stopped issuing policies in California, at least from a logical point of view. California is always on fire. Always. On fire. I remember the fires combined with that big one in Canada in 2022 or so generating so much smoke that it partially blotted out the sun in places, and even made my neck of the woods hazy. And it's partially the fault of the Californian government that it's always on fire every year; they're environmentalist to a fault and from what I've heard, never seem to do any brush management. Or sane water stockpiling. Greedy insurance companies are greedy, of course, but I can't imagine just how many billions they have to pay out every year because of all the fires which are at least partially preventable.

Either way, it seems like hell on earth and a true culmination of ineptitude and worst-case scenario. City didn't put enough focus on the mains water supply or the firefighting team, instead being decadent and focusing on all the wrong things instead. Heck the firefighters themselves were decadent. And then winds come in and propel the fire through all the dry brush. And now most of the people who've lost their homes are probably gonna get barely any help, unless they're already well off or experienced at haggling. Or famous. Can't wait to hear about the Hollywood actors getting full reimbursement while Joe Public hears that his fire insurance policy got cancelled shortly before the fire of the century happened.
 
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Orlando Smooth

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Greedy insurance companies are greedy, of course, but I can't imagine just how many billions they have to pay out every year because of all the fires which are at least partially preventable.
Exactly. I've no love for insurance when it comes to health insurance, but insuring high value private property is logical and prudent. If you have enough to own a multimillion dollar mansion in the hills outside LA, you definitely have enough to insure that asset against devastation and destruction. But at a certain point, you can't blame the companies for not wanting to insure property that has essentially been doomed to destruction by the failures of local governmental policies and their respective bureaucracies.
 
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Orlando Smooth

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View attachment 129728

This feels pretty fucking insane... is LA genuinely in danger?
That... doesn't actually look exponential? The X-axis is remarkably stupid. The first 4 data points are actually 3 data points because there are two datapoints presented at the exact same time, and then there's a much larger gap between points 4 and 5 than any of the other data points. It very well could be growing exponentially, but that graph is stupid.

In any event, the absolute scale of the fire damage is indeed remarkable and seems to be bordering on apocalyptic. Even if this fire is contained and extinguished in the very near future, I'd venture to say LA is going through a permanent change at the moment. It will not be the same going forward.
 
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RisingThumb

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Isn't insurance always just a scam? I'm sure you they have all sorts of statistics done so they can always come on top.
Others have mentioned a bit on it, but in the UK you're required by law to pay for National Insurance contributions, and if you own a car you drive, you're required to pay for Car Insurance. Also if you want a mortage, often a requirement is home insurance, so home insurance is de facto required by law. As a result, because of these various insurances, there's no meaningful competition so the prices get worse and worse. National Insurance isn't as bad because it's just another government tax, but the other 2, since they're backed up by law and contracts... just go up in price. This Top Gear episode shows how bad it is for new drivers, plus it's gotten significantly worse since then. Dunno how much insurance is required across the pond though
 
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AnHero

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whenever I look this stuff up I keep seeing people bring up Gaza. Like, a couple is crying because their house burned down with all their possessions in it; and people's actual response to randoms with no political power eating shit is saying "Now you know how Gaza feels". Yes, I'm sure all those lefty Californians need to be humbled on The Gaza issue.
 

AnHero

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Hmm...place I live is almost as dry as California. Looking out the window and I can clearly see the grass is brownish, unless someone waters their lawn regularly--loads of dead bushes too...I don't usually head outside for a smoke, but suddenly I'm feeling the urge...:elonE:



Don't worry Feds, I won't do anything...


Maybe...:elonE:
 

RisingThumb

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I've been thinking a little bit about this. LA is basically the face of the American entertainment industry. It's not something that's mentioned much around, but I think one of the big losses that can't be measured or really expressed is the loss or delay(delay to being higher skilled and going out elsewhere in America) in how much talent and skill there is. It's easy to say high name celebrities and directors but there's other roles like VFX, Audio, Practical/Physical effects, Prop manufacturers, Screenwriters, old/high HD tapes of archived movies that haven't had work done etc. This has probably killed hundreds(if not thousands?) of careers in the entertainment industry... There'll probably be a handful of good movies that will never see the light of day now. As much as I dislike the entertainment industry in LA, it's at least a real job because it produces something real and of (often low) value unlike many bullshit jobs. Idk how comparable it is to the burning of the library of Alexandria, but instead of books, it's movies. It'll also affect American entertainment industry contract work for people not in LA, as money will probably tighten up quite a bit.
 
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ali3n2000

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cheeeeckin in from the California mountains just south of the fire. Power was out for 3 days, came back on last night. I was thirsting for the road.

I live a mountain range or two south from the fires, deep in the woods observing the debauchery in the city below puffing my bong like a oldfag Rorschach. No smoke or fire to be seen on my side of the mountain, luckily, but the winds continue, power likely to go down again. Hoping for containment soon/no fires on my mountain.

peace be with you travelers.
 
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Superjedi2454

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as someone who lives in a state right next to these assholes, I hope Californians are going to flood in even more now. I'd rather have a thousand Mexican migrants then some fucking Socal or valley dickwads.
I always heard rumors of the valley people being bad neighbors but are they really that bad?
 
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Creechan12

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I always heard rumors of the valley people being bad neighbors but are they really that bad?
absolute parasites, that increase housing prices of everything around them. Buy up all the land so everyone else has to fight for themselves. they come from modern Babylon. What else do you expect?

Might I say, that more rural Californians are probably cool. I would say I'm quite left leaning. But damn are people from Socal really annoying.
 
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ali3n2000

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absolute parasites, that increase housing prices of everything around them.
You might like this book called "City of Quartz' goes over the history of LA, very illuminating in light of the fires, and what you are saying here about housing prices.
 
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